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Winter wheat
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Rates

2025 Premium rates

Crop
Claim price type
Premium rates by coverage level
($/acre)
75%80%85%90%​
Soft whiteFloating 
 $3.82
 $4.89
 $6.71
 $9.17
Fixed 
 $3.07
 $3.94
 $5.40
 $7.38
Soft red Floating 
 $4.12
 $5.19
 $6.79
 $8.98
Fixed 
 $3.31
 $4.17
 $5.46
 $7.22
Hard red Floating 
 $5.09
 $6.56
 $7.93
 $10.18
Fixed 
 $4.11
 $5.30
 $6.41
 $8.23
Hard white Floating 
 $4.81
 $6.01
 $8.03
 $10.90
Fixed 
 $3.87
 $4.83
 $6.45
 $8.76
Organic
 Fixed 

 $15.37
 $19.02
 $25.55*
 $35.26*
​Pedigreed seed
​Floating
 ​$4.39
 $5.54​ $7.24​ $9.59​
 *A small portion of this premium rate has a higher premium cost. You pay 67% of the high-cost amount, and the federal and provincial governments pay the rest. The extra cost factors in high-risk commodities or risk-splitting, like choosing single-peril coverage or insuring separate orchards, hybrids, or harvest periods.

2025 Claim prices

CropClaim price type 
Maximum replant claim price
($/acre)
 Unseeded acreage claim price Claim price
($/bu)
Soft white Fixed $128 N/A $6.90
Soft red
Fixed 
$128
N/A
$6.55
Hard redFixed 
$128
N/A
$6.80
Hard white
Fixed 
$128
N/A$7.15
OrganicFixed 
$144
N/A$13.20
Pedigreed seed*
Floating
$128
N/A
Floating
 *In the case of a claim, if the crop does not qualify as pedigreed seed spring wheat based on production contracts and crop documentation, the conventional claim prices are used and no premium is refunded.

About premiums

Premium rates are cost-shared with government.

  • 60% of premiums is paid by federal and provincial governments, plus administrative costs.
  • 40% of premiums is paid by customers.

The rates Agricorp publishes represent the customer portion of the premium. Premium rates are set annually and are based on commodity prices and past claims.

Note: Some commodities have high-risk coverage options at a higher cost.

Your premium = premium rate × number of acres

If you have been enrolled in the program for more than one year, your premium rate may be discounted or surcharged based on your claim history for the commodity.

More information

  • For your own premium rates, including any discount or surcharge you may have, see your Renewal Notice.
  • For information about how your discount or surcharge is calculated, see Discounts and Surcharges.

Claim price

Fixed claim prices are set at renewal. Floating claim prices are set at harvest.

If you grow… Floating claim price is determined by…
Conventional winter wheat (soft red, hard red, soft white and hard white)Calculating the average price of Grade 2 winter wheat (soft white, soft red and hard red) from representative growing regions during the period from July 1 to August 31 of the current program year.
Pedigreed seed winter wheatAdding a price premium to the floating claim price for conventional winter wheat for the program year. This premium is based on an industry survey of price premiums offered to contracted producers of pedigreed seed winter wheat.
Canadian Agricultural Partnership – Agricorp – Ontario – Canada
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